ilmscore | Debt to Income Ratio Predictions
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Accuracy

Recent Predictions

Total: 3
Correct: 1
Incorrect: 0
Pending: 2
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The couple's financial score is assessed: spending and budget adherence is 0/10, debt and collections is 0/10, emergency fund is 0/10, and retirement savings is rated 7/10 for one individual and 5/10 for the other.
"Well, you overspent. 0 out of 10. Debt, there's collection. 0 to 10. Emergency fund. There's nothing..."
Dec 15, 2025
Pending
The average debt-to-EMI-to-income ratio in India is 48%, indicating a substantial portion of income is allocated to loan repayments.
"On an average, the debt EMI to income ratio of those who have taken loans is 48%. This means that ha..."
Jul 12, 2025
Correct
The guest is currently $263.76 underwater financially, even with reduced spending and parental support.
"You are underwater by $263.76. So, um I thought it was going to be a lot worse to be honest with you..."
May 14, 2025
Pending